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NEED AN APPRAISAL FOR AN FHA-BACKED MORTGAGE?

Rest assured that Desert Wide Real Estate Appraisers is an FHA-approved appraisal firm in AZ. This means that we are qualified and approved by the FHA to do reports for property loans underwritten by them. FHA's guidelines, documentation, and policies may seem difficult to understand, but the staff at Desert Wide Real Estate Appraisers is well-trained on how to comply with the rules and regulations provided.

PLEASE NOTE:

An FHA loan is secured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending organizations with security by offering mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and its loan programs are built to help low-to-moderate-income buyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration offers are incredibly helpful to buyers with less starting capital.